Hello, I'm Brady!
Horizon Financial is born out of much the same origin as Dave Ramsey's early coaching career-a desire to help people. Brady has always had a devout interest in financial education. He has been a long-time consumer of Dave's content and adherer to his principles. As a career, Brady has primarily worked in banking, both on the customer service side as well as in lending. "My time in lending, especially, opened my eyes to how little most people know about not only how to manage money wisely, but also about how the debt they were requesting robbed them of the lives that they could achieve. Debt is one of the greatest problems facing Americans each day, yet most people see it as a useful tool to, 'spend money they don't have have to impress people you don't even like.' - Ramsey Show
After years of helping people dig a deeper hole for themselves, I decided I would rather be on the other end-effecting real change and benefit in the lives of others."
As a man of faith, Brady has felt God's leading of him to guide others along the path to financial freedom and a life that manages money in a way that is honoring to the grantor of all good things-Christ Jesus.
At home, Brady has a wonderful wife and son as well as a goofy golden retriever. You can find him with friends and family, at his local church, lifting weights, hooping it up on the basketball court, bow hunting, traveling, or hiking with his family.
No matter where you are in your financial journey, Brady is ready to walk along side you every step of the way. Contact us to find out how!
MEET THE FOUNDER & CEO
Frequently Asked Questions
What is financial coaching?
Coaching involves guidance with budgets, paying off debt, setting money goals, working with your spouse to align financially, general money education, etc.
Financial coaching is a unique service in which a coach sits down with a client via a 45 minute to 1.5 hour session (typically via video or phone call), gets to know the person, dives deep into their current situation, and provides encouragement, feedback, suggestions, and attainable action steps to follow. This relationship, that is built on trust, assists clients achieve what truly matters most to them.
Much the same way that a personal trainer is not able to grow the muscularity of his clients out of his own will, we cannot do the work for you either. We are the personal trainers of the finance world. Having someone else next to you in the trenches increases your likelihood of success dramatically, plus we like to think we can help you improve what you are doing-at least we think so (wink wink). Coaching is a proven process for financial restoration and reset. We walk hand in hand to ensure you are not left to go the journey alone.
How are you different than a financial advisor?
A financial advisor is in charge of the behavior of your money. Financial coaching is the art of helping those with their personal behavior surrounding money.
Financial advisors sell products and earn off of your investments. Coaches are not licensed to provide legal, accounting, or investment advice, and earn money based on their time and the research that is involved with preparing for each session.
Coaches offer assistance with paying off debt, budgeting, setting goals with your money, general money education, etc., which are all incredibly valuable for a prosperous financial picture. Financial advisors often do not have time to assist with these.
Coaches and financial advisors are not competitors. In fact, we work hand in hand, to provide you with a well-rounded and flourishing result. We like to get our clients to the point where they can start investing or have extra money to invest.
How long does the average person receive coaching?
Most clients receive coaching over the course of a few months to a year. Though this is not a requirement, we find that it takes time for change to happen on a truly meaningful level, and that one session generally is not enough to get to the root of an issue. We do honor our clients' time, so they are free to choose the length that suites themselves or their families best.
Your trusted partner in financial growth and success, committed to securing your financial future and changing your family tree.